Informed Financial Consent

This is to advise that Dr Costa Karihaloo participates in the no-gap arrangement or gap cover scheme with most health funds, which means in effect that the full charge to Dr Costa Karihaloo will be the amount that your fund rebates for TOP COVER for all in-patient procedures. The account for your inpatient procedure will be sent directly to the participating fund.

IF YOU DO NOT WISH THIS ACCOUNT TO BE SENT TO YOUR FUND PLEASE ADVISE OUR OFFICE BEFORE YOUR PROCEDURE DATE.

Obesity (Bariatric) operations are not gap covered. 

The funds with which we have a reciprocal arrangement are:

ACA
AXA
CBHS
CDHBF
Defence
Druids
Govt Emp
Grand Unity
HCF
IOOF
IOR
Lysaghts
Man Unity
MBF
Medibank
Mercantile Mutual
Navy
NIB
NRMA
Phoenix
Police
R & T
Sen Advance
Teachers Fed 

Except for Dr Karihaloo’s assistant surgeon this advice does not relate to services provided by other doctors, including radiologists, physicians, anaesthetists or pathologists, nor any other costs associated with your stay, e.g. accommodation, theatre fee, pharmacy or physiotherapy.  It relates to the doctor”s fee only for in-patient services.

With regards to the anaesthetist’s fee the date for your operation has been allocated on a next list basis and these lists are shared by two groups of anaesthetists that the doctor uses, namely:

NAPS 4957 6355

HAS 4943 4000

When you know the date of your operation and require information regarding their fee please contact them directly.

Please refer to your health fund for additional information not provided above.  Dr Costa Karihaloo has no financial interest, other than the fee for service, in any products or hospital services recommended.